Boat insurance?

[bradford]

Ferm, I've got boatus,

On the 19 ft skiff I pay $171 per year for $10,000 agreed value with a $750 deductible.

On the V20 I pay $285 per year for $17,000 agreed value with a $750 deductible.

Both policies cover me in US and Canada inland and coastal waters.

Like Destroyer I have a $1,000,000 umbrella policy through my homeowners which includes the V20 as well.

I am also a towboat member for towing which covers any boat I am on for $172 per year which includes the trailer.

I used to be like you, and believe me, I hate dealing with insurance companies, especially those essentially owned by a salvage company, but want to get something if someone steals them or a tree falls across them. Boatus insurance now is run through geico.