Sea Tow

[whale]

Towboat US does not exactly cover you on any boat. I was on a friend's boat with him a month or so ago and the engine quit and we could not get it going. I called Towboat US (I have unlimited) and was told I am covered on a boat I chartered or borrowed. I did not learn this until after they asked me if the owner of the boat was onboard. I unwittingly said yes. I suppose you could claim it was borrowed....not sure how much research they would do to validate that claim. If the owner of the boat is on the boat and it is not a charter, it is not covered. We ended up getting a passing boat to pull us back in.