Should I be concerned?

[CapnBill]

Steve ....

IMO, and based on your photos - o need to worry, so long as the floor (area) is not soft or rotton.

When it gets warm - sand the area, and the cracks, let it dry - keep the hatch proppoed open and repaint it with sealing, water proof paint.

If you me want to look at it call (410) 266-9381 and leave your return phone - I live in Crownsville, just aross the South River from you, and pass through Riva/Edgewater on my way to my V-20, in Selby Bay, just off Rt. 214 !!!

- Cbill