Healthcare Debacle

[RidgeRunner]

Originally Posted by the daydreamer

spare not sure what aca is. we had bluecross blueshield BLUE ADVANTAGE our new plan if we choose it will be BLUE ADVANTAGE SILVER 3500. PRIMARY CARE VISITS IN NETWORK $25.00 SPECIALISTS VISITS IN NETWORK $50.00 PRESCRIPTION DRUGS $10.00 TO $70.00 DEDUCTIBLE(IND/FAMILY)$3,500./$7,000 OUT OF POCKET MAXIMUM (IND/FAMILY) $6,350/$12,700. Spare i just read the letter i got and it says you must transition to a new ACA-COMPLIANT MEDICAL PLAN!

I thought you were over 65, congratulations on earlier retirement daydreamer.
If your retired and over age 65 signed up on Medicare, Humana Supplemental is free.. they send the bill to uncle Sam. It literally saved my boss and father-in-law thousands in premiums over United Health Care and AvMed.
A couple of things to point out:
None of the policies I see have very much going for them with respect to the out of pocket and deductible costs. Premiums are more OR they are offset by higher deductibles and out of pocket. OR both
Of course if you are one of the millions of low income folks that just got placed on Medicaid, you are stoked right about now. $1.4 Trillion is the number the Bugetary Office came up with over the next 10 years. I am no mathmetician but you could pay a lot of medical bills with $1.4T.

In theory, I could see some savings for those with individual plans. Some of those are crazy high to begin with. COBRA comes to mind..

Thanks for posting something positive daydreamer. There must be something good in it. I urge others to share their experiences. Good or bad.