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			Liability, medical and property damage insurance.  If you have an accident with injury, an attorney will contest the boat's overpowered.  I've owned two V20's and both had plaques with max hp ratings.  It's a personal decision.  Therm is right, the older V20's were rated for 235 hp.
		 
		
		
		
		
		
		
		
		
			Last edited by Seacrets; 12-07-2012 at 09:01 AM.  | 
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			#2  
			
			
			
			
			
		 
		
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			I've heard that the rating went up to 200 or 225 when wellcraft raised the transom to 25".
		 
		
		
		
		
		
		
			
		
		
		
		
		
	
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			#3  
			
			
			
			
			
		 
		
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			Progressive specifically asked me "how fast does it go?"  LOL!  Not fast enough.   There is no insurance for mine at the present.
		 
		
		
		
		
		
		
			
				__________________ 
		
		
		
		
		
	
	1996 -19' NV Flats 115 Mercury 4-stroke 1983 -20' Wellcraft Center Console 250 XS  | 
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			#4  
			
			
			
			
			
		 
		
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			make sure you say under 50mph :)
		 
		
		
		
		
		
		
		
		
	
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			#5  
			
			
			
			
			
		 
		
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			i have ins on mine, but it is mostly for the exposure when on the trailer.  i found out that most car ins covers your vehicle and trailer & the damage that the trailer might do, but not what is on that trailer.
		 
		
		
		
		
		
		
		
		
	
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			#6  
			
			
			
			
			
		 
		
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			I am not over my rating but the ins has never asked me anything about the rating
		 
		
		
		
		
		
		
			
				__________________ 
		
		
		
		
		
	
	1986 V20 ![]() Old Fishermen never die, we just SMELL that way!!  | 
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