Buying my first home...

[jjjtronics]

THANKS FOR ALL THE + + + + SUPPORT AND GOOD ADVISE !!!
Well, being 45, I have to think carefully about this.
First, the Bank is not going to allow me too much time to pay it off.
Second, I don`t want to be paying until the day I die, I plan to retire someday.
So, the budget for this, is not much. I have to be realistic, and play it smartly. I will be happy with anything that is close to the water anyways, fancy or not. And, I will still have to put gas/maintenance on the V20 ( $$$$$$$ ), and beer/food on my belly, so I have to be carefull.
I am shooting for 15 years max, which will put me @ 60 y.o. when I finish payments, and that concerns me a lot, but I`m going for it anyways.
I is VERY interesting, that by lowering the amount of years from 30 to 20, the payment diference is around $100.oo, and that is not much, and down to 15 from 30, the diference is about $160.oo, not much still. WHAT A DIFERENCE !!!

As soon as I get home this week, I will start the process, and I promise I will post many pictures. And hopefully I will be living on it this summer.

JT

[phatdaddy]

Hey, sounds like you got a plan,,stick to it.. I do know that after 45, you won't believe how fast time flies.
a pirate looks at 60
phatdaddy

[willy]

Well said and good reference Phatdaddy.

[jjjtronics]

Thanks for all the good advise.
Here is a a couple of pictures.
This house was abandoned after it`s owner passed away. It was totally vandalized, even the windows got stolen. It is in REALLY bad shape, but I`m not scared, I`m not afraid of hard work and long days. I will do most of the repairs myself. And by the way, I will have to sell my car, my motorcycle, and a couple of other things to come up with some cash that I need for this.
I am waiting on the banks to do their thing. I hope it happens. I already started cleaning it and giving it love and care. It is located in Las Croabas sector, Fajardo Puerto Rico. One minute from the ramp !!! Jejejejeje
Juan

[jjjtronics]

Not much as is, but love and hard work makes wonders. I am keeping pictures for the "before and after" album.
Juan

[Sean]

Please tell me that is the view from you house Cngratts and good luck

[parishht]

Who cares about fixing it, look at those views,
I have a feeling you will be out on the NEW patio most of the time.

[jjjtronics]

THANKS GUYS !!!
Well, 5 years ago, I went through VERY dificult times, things that really hurt, none of my fault. One day I was very down and had lost my faith, and a friend of mine, and I don`t remember who, told me to never ever fight back, to never revenge, and to stay good and decent, and that Father God will see my good and help me out to get up and be OK.
Life took everything I had from me, even my two boys where taken from me as the court ordered her to keep custody. I was left ( materially wise ) with the clothes I was wearing, and my ever faithfull old Montero/Raider, where I lived for a couple of months before I had the courage to go to God, my Parents, my Family and MY FRIENDS.
I changed so much. I lost ALL love to material things. God gave me a lesson, and I learn that Him, Family and Friends are everything.
The oportunity to buy this house, I believe is God`s gift to me, but what I really love is Him, my two sons, my Family, my friends, and now you guys ( hey, hey, hey, don`t get any wrong ideas, Jejejeje ).
Juan