I use a Fuji FinePix F10. *It was pretty expensive when I bought it, but the price should be down some now. *I bought it for its low light capabilities. *I wanted to be able to take pictures in enginerooms without the flash. *You get much better detail without the flash.
This is with the flash:
Without, still a little shakey as it was on a moving boat:
It takes nice outdoor pictures as well:
More indoor pictures without the flash:
This one is neat, I took it at night and it was so dark I couldn't see what I was taking a picture of. *I had to use the focus assist light to figure out where the camera was pointed: