Ferm, I've got boatus,
On the 19 ft skiff I pay $171 per year for $10,000 agreed value with a $750 deductible.
On the V20 I pay $285 per year for $17,000 agreed value with a $750 deductible.
Both policies cover me in US and Canada inland and coastal waters.
Like Destroyer I have a $1,000,000 umbrella policy through my homeowners which includes the V20 as well.
I am also a towboat member for towing which covers any boat I am on for $172 per year which includes the trailer.
I used to be like you, and believe me, I hate dealing with insurance companies, especially those essentially owned by a salvage company, but want to get something if someone steals them or a tree falls across them. Boatus insurance now is run through geico.
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1985 Wellcraft V-20, Evinrude ETEC 150: SOLD
1979 Marine Trader 44, twin Ford Lehman 120s
2006 Panga 14, Tohatsu 20
Last edited by bradford; 11-01-2016 at 06:19 PM.
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