Boat insurance?

[THEFERMANATOR]

Who do you guys have, have used, or heard about for boat insurance good, bad, or indifferent? I've never had a "NICE" boat before, and I'm a little leary using it, let alone taking it places knowing I couldn't afford something to happen to it. So I've decided to break down and look into boat insurance and towing for my SUNDANCE. I'm just not able to do stuff like I used to, so I also plan on getting trailer coverage as the last thing I want is to be stuck on the side of the road, killing myself trying to fix a trailer. Should have got my seatow and trailer coverage at the recent fishing expo as my neighbor got both there for the cost of just the gold coverage, but I digress. I see though if you get SEATOW they have insurance they reccomend, and towboatus is the same, looking for input on there carriers as this is new territory for me.