Boat insurance?

[jvitiel]

Originally Posted by Destroyer

As previously stated, I have both Liberty Mutual and BoatUS. I use the BoatUS for any on the water or trailering claims, and Liberty Mutual for just about everything else. Back when Hurricane Irene came through we had a claim for damage to our home in the area of $90,000. They sent out an adjuster, he found some damage we had missed and the result was a claim for $98,000. Got the check 4 days later in the mail. Could not have been more painless. I'll stay with them till I die. Upped my coverage to a blanket policy that has a $1,000,000 limit,and it includes my home, my cars and my boats. Thinking about buying an airplane just so it can be covered also.

Thanks D,

So what would the Liberty policy cover on your boat? Damage while sitting beside the house? I would like to get away from BoatUS for all of it - damage on the water, wet towing, trailering and storage. Is Liberty capable of covering all (most?) scenarios if you wanted?

I see that Striper80 got paid well after Sandy. I heard that Progressive was subject to a lot of complaints but that was years ago and in connection with auto - may be worth a look..