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#1
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I've had both and haven't had to use either yet fortunately....As I was a Boat US member and a Sea Tow customer it was cheaper for me to switch to Boat US for towing as well and get it all for $150 instead of the Sea Tow $150 + the Boat US membership (although other than the magazine I dont know what I really used it for)
You will enjoy the piece of mind though.....the couple times I was out without tow insurance my heart would stop at any sound I thought was out of the ordinary....now I dont even give it a 2nd thought.
__________________
1986 V-20 1986 Yamaha 150 HP 
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#2
10-20-2009, 03:14 PM
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If you get the unlimited BoatUS membership you get unlimited coverage. In the area I have towed boats in from the Hudson Canyon (70+ miles out) and the customer didn't have to pay anything.
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#3
10-20-2009, 03:26 PM
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Certainly any boat that travels past the rocks needs it!
__________________
 1994 Wellcraft V21
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