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  #11  
Unread 02-12-2009, 06:09 PM
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Ive got seatow.....570.00 a yr for boat ins.
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  #12  
Unread 02-12-2009, 06:43 PM
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I just want to say thank you to Reel for starting this thread. It prompted me to review my policy and realize that $900 a year was a little crazy. Called up progressive and found out that they still had me in Miami, updated me to VA and dropped to $275ish. THANKS REEL!

-Svence
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  #13  
Unread 02-12-2009, 07:24 PM
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i have never had ins before!

CTT Who that??
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  #14  
Unread 02-13-2009, 07:37 AM
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Quote:
Originally Posted by csvencer View Post
I just want to say thank you to Reel for starting this thread. It prompted me to review my policy and realize that $900 a year was a little crazy. Called up progressive and found out that they still had me in Miami, updated me to VA and dropped to $275ish. THANKS REEL!

-Svence
Wow!!!...that'll be a nice little HIT in the wallet...you can spend it all on the boat!...

Reason I asked is my boat is insured w/same co as homeowners...got another quote on homeowners that saved $550, but new co won't cover 35 yr old boat...Boat US has offered lowest quote so far, Progressive 2nd best, so I'll be doin' SOMETHING soon and knew I'd get the straight scoop from you guys...PD, I's thinking about going w/the stated value plan...glad to hear you think it's a viable route...THANKS for all the feedback guys...
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  #15  
Unread 02-13-2009, 11:05 AM
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Quote:
Who?
This dude:
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  #16  
Unread 02-13-2009, 11:46 AM
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Reel, I have Progressive, havent had a claim but they are cheep, and each year you dont have a claim, your deductable goes down....mine is zero now.

Plus you can do the "agreed value" for your boat/motor/trailer so they dont come up when your boat sinks and give you $500 for the whole thing.
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  #17  
Unread 02-13-2009, 11:49 AM
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Careful with the "agreed value" if you don't have anything to back it up with, ie receipts, NADA, etc. they will re-evaluate what the "agreed" on.

-Svence
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  #18  
Unread 02-13-2009, 11:49 AM
randlemanboater randlemanboater is offline
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CTT - how's it goin? You totally missed out man. We had a pissin contest and a couple of us darn near crossed the streams! It was exciting and eye-ball-man caught on and closed down the contest.

That exchange was nothin, on some other boating sites I've been to, the guys talk so ugly to each other it is unbelievable. Thats why I always end up back here.

Now if you guys would learn RV's, I'd never have to go anywhere else......
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Sold - 1984 V-20 Cuddy with a 2003 Johnson 140 hp gas sippin 4-stroke.

1995 Ranger 250C with a 2015 Suzuki 300 hp 4-stroke.
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  #19  
Unread 02-13-2009, 11:50 AM
randlemanboater randlemanboater is offline
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Careful with the "agreed value" if you don't have anything to back it up with, ie receipts, NADA, etc. they will re-evaluate what the "agreed" on.

-Svence
Yep, every few years they want an appraisal.
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Sold - 1984 V-20 Cuddy with a 2003 Johnson 140 hp gas sippin 4-stroke.

1995 Ranger 250C with a 2015 Suzuki 300 hp 4-stroke.
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  #20  
Unread 02-13-2009, 01:28 PM
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Yep, every few years they want an appraisal.
How do you get an appraisal done that would be an "official" price that the insurance company would accept?

-Svence
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