Healthcare Debacle

RidgeRunner · #1 10-10-2013, 10:17 AM

OMG - Health Insurance Navigator at work now. 29 yr old woman non-smoker incapable of ever having a child, (ie. ovaries on the bench) $177/month pre-Obamacare. Post Obamacare $323/month with a $3000 deductible $6000/yr out of pocket. Thanks Pelosi Reid and the rest of the libertards that had some unrealistic expectations of what the government could do. Perhaps we should have read the legislation before passing it into law after all. Of course it is going to cost more, the government and all the waste they generate is standing in the way of affordability.

Small groups under 50 will now be rated for age and smoking instead of getting the same rate across the board, same goes with their spouse and children. Working class can expect a 30% increase in premiums next year. Agent will need to sit down and go through each and every persons plan individually instead of averaging it out and having the same rate for all employees and their spouse. It wouldn't be as worrysome if the premiums would be less...

Young people are going to have to pay a lot more than ever before for basic coverage. They simply won't participate in the system and pay a penalty. For every person signing up there will be 2 leaving the system.

We pay 90% of our employees premiums as a small business. With a big increase in premium that will no longer be a tenable arrangement.

smokeonthewater · #2 10-10-2013, 10:54 AM

not only should this be stricken down but those that passed it should be incarcerated
IMHO

THEFERMANATOR · #3 10-10-2013, 11:15 AM

Heres a good read on the shutdown and how good ocare is. I'm scared to see what ours goes up to when my wife goes in the end of the month to talk with her advisor about it. We already pay close to $10K a year with a $3K per person deductible for a family of 3(my wife is 27, I'm 32, and a 1 year old). I'm getting scared that they will uprate mine with my pre existing conditions. Right now they don't count against me because I haven't had any problems with them in over 5 years, but I have a feeling now they will be able to use them to charge us more.

http://news.yahoo.com/democrats-amer...223010441.html

the daydreamer · #4 10-10-2013, 12:46 PM

we pay for our own health insurance as we are retired. i got the notice of what our NEW HEALTH CARE PLAN will cost. a whopping 70% more a mounth!!!!!! thats right 70%more!!!!!! thanks i may now go and look for a job to help offset the cost! this SUCKS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Destroyer · #5 10-10-2013, 02:27 PM

And people wonder why I've been ranting and railing all these months against the DEMOCRATS and their health care socialism. You guys are just seeing the TIP of the iceberg that is floating our way. Put on your life jackets. This could very well sink USS America. HEY!!! ARE YOU LISTENING TO ME NOW????

RidgeRunner · #6 10-10-2013, 02:50 PM

Quote:

Originally Posted by Destroyer

And people wonder why I've been ranting and railing all these months against the DEMOCRATS and their health care socialism. You guys are just seeing the TIP of the iceberg that is floating our way. Put on your life jackets. This could very well sink USS America. HEY!!! ARE YOU LISTENING TO ME NOW????

Never said anything to the contrary. Just had to wait 3 years for the unread legislation to half-arse take effect.

RidgeRunner · #7 10-10-2013, 02:48 PM

Quote:

Originally Posted by the daydreamer

we pay for our own health insurance as we are retired. i got the notice of what our NEW HEALTH CARE PLAN will cost. a whopping 70% more a mounth!!!!!! thats right 70%more!!!!!! thanks i may now go and look for a job to help offset the cost! this SUCKS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Check with Humana. I have it on authority that they have some good deals for retirees.

Individual policies get hit with the hike before the group plans will.

Penalty for not paying for coverage is expected to ramp up. In 2014 it is $95 for adults $47.50 for a child or 1% of your gross pay whichever is greater. In 2015 it is $325 for adults and $162.50 per child or 2% of your gross. 2016 it is $695 adult or $347.50 per child or 2.5% of your gross. When you opt out you won't know what the penalty is until the date of enrollment is long past, so your screwed either way. I just love the fact that out government has put a fee on children whose parents work to support them. What a slap in the phucking face for the working class. None of this applies to the deadbeats on welfare. They pay nothing, ever. So we just increased the load on the working/taxpayer. Expanding the Medicaid program to include millions of additional enrollees who contribute bupkiss. (Florida did not go this route actually)

According to the healthcare guru we spoke with today, nothing in stone yet but the group rates from Aetna are going up, Ballpark of 30%.

Hard to wrap your mind around 30% increase in premium every year with declining coverage and lots more out-of-pocket to boot. That is what we have seen every year since they passed this tripe. So it is compounding.
I know I sound like a broken record. On the record, the system it is broken.
Smoke- Maybe the co-conspirators to this could be hung for treason. I have been saying that for a while.

Please, somebody chime in and tell me about a real life success story regarding O-care. This is depressing, which may require meds.

Ferm,
I think about you every day. How you are suffering with your hip. I hope and pray you good health my friend. I am gonna call you but don't want to be a PITA to you and Patrick. Call me when you get free, 1-800-282-3178.

Thanks for letting me vent.

THEFERMANATOR · #8 10-10-2013, 03:08 PM

Quote:

Originally Posted by RidgeRunner

Ferm,
I think about you every day. How you are suffering with your hip. I hope and pray you good health my friend. I am gonna call you but don't want to be a PITA to you and Patrick. Call me when you get free, 1-800-282-3178.

Thanks for letting me vent.

Trying to get by. I'm considering breaking down and getting a cortisone shot in my hip as I can't have the surgery until January at the soonest, and right now it is friggen agonizing trying to walk for more than a 100 yards or so.

ssiredfish · #9 11-12-2013, 01:56 PM

Quote:

Originally Posted by the daydreamer

we pay for our own health insurance as we are retired. i got the notice of what our NEW HEALTH CARE PLAN will cost. a whopping 70% more a mounth!!!!!! thats right 70%more!!!!!! thanks i may now go and look for a job to help offset the cost! this SUCKS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Our last quote for our business was 68% more than it was last year. At least we can admire each others shoes while we're bent over......

THEFERMANATOR · #10 11-12-2013, 09:40 PM

And today my wife learned the "OTHER" side of obamacare. She finally found a Dr she likes, and he is leaving his practice as of December 15 because his salary got cut to the point he can't even pay his student loans, and all of the insurance companies are fleeing. So not only did we lose our insurance policy(had to settle for a CRAPPY HMO for MORE than were paying now), we are also losing our doctors we liked.