Not at all. It's a 25 year old boat, you should expect some imperfections. There is a product called Captain Tolley's Creeping Crack Cure, which is a thin 1 part epoxy that will soak into the spider cracks and seal the fiberglass, if the crack goes down that far. There are also plenty of youtube videos about fixing chips/cracks using gelcoat, wax paper, and very fine sandpaper.
https://www.amazon.com/Captain-Tolle.../dp/B00JQ6XHWC