My son-in-law is a Farmers agent and a boat guy - I think I'm paying about $100/ year for my mid 80's V-20. I don't recall the specifics of the coverage but I trust him to take care of me. We've been with Farmers since 1980 and had very good experience with their handling of our claims. They covered some construction equipment that was stolen in the 80's under my homeowners policy (even though it was in business use at the time) and didn't raise our rates during the few years our kids were developing their car destruction skills (to a pretty high level).
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 Scott, Portland, OR '85 V-20 I/O, Merc 170
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