Quote:
Originally Posted by randlemanboater
Dang that sucks...hope it was a credit card and not a debit card they got...or did they open up new credit in your name?
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It was mostly new credit. They were able to access one active charge card for Macy's, I'm not sure how. I monitor my credit scores and get alerts when something changes. I started getting a bunch of credit inquires and found out they were for applications. I immediately put a security freeze on the three reporting agencies and started calling the companies that requested the credit reports to let them know it wasn't me. I also called my bank and existing credit card companies to let them know. They tried to open about 20 different accounts, but so far only managed to open a Victoria Secret card ($750) and get into my Macy's account ($1250).
The thing that scares me is that they have my name, address, phone number and social security number. I can't be sure this won't happen again. My wife and I had our personal checking account hit about 2 years ago for tens of thousands of dollars. Ultimately, we weren't responsible, but it took the better part of 8 months to clean up.