The ACA was written by the insurance industry under the guise of being affordable,my big fear is during the next administration, what ever party it may be, there will be an excuse to "Fix" the ACA by rewriting it, again the insurance agency will write the rules to their own game. i see the existing issue and no cap on payouts being the first to go. For that reason, my daughters insurance coverage will not be changed to any other company or plan. I'm hedging my bet on this one. can you imagine how many people will have their insurance canceled if this happens?
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