Well, the "correct" answer is repair it properly. If that means removing the deck, etc, then so be it.
However, the "incorrect" answer (at least from where I stand), is leave it alone. You have a problem, It will need to be fixed at some point. Right now it's a minor problem from what you describe. Eventually, over time, it will grow to be a major problem if not fixed. But I wouldn't touch it until winter is here and the boating season is done. This is summer right now, and it will serve no purpose to tear your boat apart and loose out on this warm fishing and boating weather. Leave it alone till winter and then ask the question again. IMHO
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1987 V20 w/1987 150HP Yamaha on a Shoreland'r Trailer
1978 16.5 Airslot w/1996 120HP Force on a Four Winns trailer
1996 V21 w/1993 200HP Mercury on a Shoreline Trailer
All towed by a 5.7L Hemi Durango.
If God didn't have a purpose for us we wouldn't be here, so
Live simply, Love generously, Care deeply, Speak kindly.
(Leave the rest to God) 
Silence, in the face of evil, is itself evil. Not to speak is to speak, not to act is to act. God will not hold us guiltless.
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