Maybe, maybe not. I get the USCGAuxillary to inspect my vessel all the time and they have never asked to see the plate. The HIN (Hull Identification Number) located at the aft starboard corner on the outside of the hull is what everyone goes by with respect to title work.
I know it will vary from state to state as you stated, someone else will chime in based on where your at perhaps.
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1996 -19' NV Flats 115 Mercury 4-stroke
1983 -20' Wellcraft Center Console 250 XS
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