I always prefer cash to a shiny boat.
But...if he does a good job, and is unlikely to pay up anyway, might as well go for it.
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Stay Safe!
Sold - 1984 V-20 Cuddy with a 2003 Johnson 140 hp gas sippin 4-stroke.
1995 Ranger 250C with a 2015 Suzuki 300 hp 4-stroke.