Update...I decided not to go for the V20. It's a beautiful boat, but just a bit too large for local use and also a bit large for my tow vehicle (1986 Bronco with 302 and 160,000 miles). Even when the drought ends here, there are really only a couple of lakes large enough within practical driving distance from me. For longer trips, Havasu is a good bet but several hundred miles of desert between me and Havasu. I fell in love with this boat and I think it's a good deal for the price. If I still lived in Florida I'd be on this one like a dog on a bone, but this is what happens when a lifetime boater moves to the desert. Should'a guessed that would happen.
Thanks to you guys for the good advice, good luck and have fun with your Wellcrafts.