Some are rated for 235HP, and once you go over 20 feet I'm pretty sure they can't hold the USCG reccomendation against you. Once you cross over 20 feet regs regarding max HP changes. When I had my HYDRASPORT all they cared about was what was on it, not what it was rated for when I got insurance on it.
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2011 SUNDANCE B20CCR SKIFF, 2011 YAMAHA 90HP 4 STROKE, 2011 KARAVAN SINGLE AXLE ALUMINUM TRAILER, LOWRANCE ELITE-7 HDI, MINN KOTA RIPTIDE TROLLING MOTOR
2000CC HYDRA-SPORT 225+HP EVINRUDE SOLD 
AND THE PINK JEEP!!!! R.I.P.
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