Ok my V-21/Yamaha 200 with a yamaha 9.9 Kicker is just fine for whater on the deck. My 200 is a 2-Stroke but with all that I had two guys at 200Lbs each 3/4-full of fuel a Med. cooler full of sea-ice and the fish box FULL of fish. I got mabie had 1" to 1 1/2" of water. As for the transom it's about the same but it all run's out when cruzin. When trolling for salmon in 2-5' chop there is always an inch or so rolling around in the back. At WOT fully trimmed and flat water I hit 47-49 MPH.
Just get the Bigger one