You sound like you're pretty handy with tools. You have a 25" engine and a 20" transom.. If it were me I'd do everything that's already been suggested, and in addition I'd probably raise the transom by 5". A lot of guys have done that in the past, and even Wellcraft did it after a while, . It's really not that hard, and it will give you an additional 5" of splashguard. Just something to think about. 
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1987 V20 w/1987 150HP Yamaha on a Shoreland'r Trailer
1978 16.5 Airslot w/1996 120HP Force on a Four Winns trailer
1996 V21 w/1993 200HP Mercury on a Shoreline Trailer
All towed by a 5.7L Hemi Durango.
If God didn't have a purpose for us we wouldn't be here, so
Live simply, Love generously, Care deeply, Speak kindly.
(Leave the rest to God) 
Silence, in the face of evil, is itself evil. Not to speak is to speak, not to act is to act. God will not hold us guiltless.
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