WOW!! you guy are thinking way to much!! I had a 1974 V20 cuddy with a gill bracket on back with a 175 rude on there, we got hit by a 10 foot wave that filled the boat to the gunnles!! The boat never went any deeper then the gunnles that day!! it was a rough water day, and after 1 guy drove slow the other (me) bailed the water out till it was down to the floor, we made it home.
1974 had NO foam or anything! So I would not worry about all this noodle crap, get her done and go fishing!!
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1986 V20 
Old Fishermen never die, we just SMELL that way!!
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