I have very few on my 1991 V20 cuddy, none on the hull. On the other hand, my 1985 Formula has a ton of stress cracks on the cockpit sole and the dash. I got paperwork with the boat where the original owner had complained about these stress cracks showing up just months after purchasing the boat, and he only used it on inland lakes. Not sure what, if anything, the dealer/Formula did for him, but there are lots of stress cracks.
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