Well, truthfully, unless you are a sun worshiper, you're going to need electronics, Bimini or t top, lots of emergency gear (life jackets, electronics, etc etc etc etc. ......... and etc. The old, (but oh so true) line is BOAT stands for Break Out Another Thousand. What I'm trying to point out is that 5500 is just the start of your expenses... You can easily add another $3 - 4000 on top of that. So the more you can save on the initial purchase, the less your total purchase will cost. That boat needs seats, and other things that are expensive. If it were me I'd pass and keep looking. You're in the right ballpark (V20ville) but that boat will not hit it out of the park. (IMHO)
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1987 V20 w/1987 150HP Yamaha on a Shoreland'r Trailer
1978 16.5 Airslot w/1996 120HP Force on a Four Winns trailer
1996 V21 w/1993 200HP Mercury on a Shoreline Trailer
All towed by a 5.7L Hemi Durango.
If God didn't have a purpose for us we wouldn't be here, so
Live simply, Love generously, Care deeply, Speak kindly.
(Leave the rest to God) 
Silence, in the face of evil, is itself evil. Not to speak is to speak, not to act is to act. God will not hold us guiltless.
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