Some scary stuff there for sure but one of the items jumped out at me as inaccurate. In wave 3 about health care benefits reporting on W-2.
Found this on a insurance companies website
http://www.zanebenefits.com/blog/201...+W-2+Reporting
Note on 04-05-2010: The aggregate cost of an employee's health benefits will not be included in the employee's taxable income. Rather, the reporting will be a way to verify medical coverage for the mandates. Also, the W-2 will be a way to track coverage values for the excise tax (starting in 2018) on medical coverage above the thresholds.
And I havent looked it up yet but if I recall the excise tax on premiums will only be on the amount up and above If I recall something like 16K a year which is a pretty fat number.