welcome to the site!
What are you running for a prop?? The foils work nice for out of the hole, but you should be able to get on plane with out one.
As for the steering, pull the cable out of the motor and clean it up, regrease it, and see if that helps. Gets pretty nasty back there if not cleaned regularly. Then you can start looking at other things if not fixed.
On some V20's you will need to unbolt the motor to get the cable out. just slide the motor to one side a bit.
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1986 V20 
Old Fishermen never die, we just SMELL that way!!
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