I have Seatow. I was told I am covered on other boats I'm on but ONLY if the owner of the boat IS NOT on board. In other words, if I'm on a buddy's boat with my buddy aboard and he doesn't have Seatow, I won't be covered.. I asked the question because I use my dad's Mckeecraft from time to time and wanted to know.
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1994 Wellcraft V21
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