[THEFERMANATOR]

I currently have PROGRESSIVE on my boat. Haven't ever had to use them, but I was very happy with the price. I'm paying $218 a year for $50/100 liability and $50K property damage along with a $2500 towing reimbursement policy. That is the only drawback to the towing is you have to pay for it and then they will reimburse you up to your towing limit. Around here a $1500 tow is pretty cheap anymore to. BOATUS didn't want to insure me due to the age of my hull as they only wanted to write me a plan with everything on it. They quoted me $768 a year with so many exclusions it wasn't funny. Personally I would get PROGRESSIVE insurance and SEATOW for your towing if you can't afford the reimbursement policy. TOW BOAT US on most of there tows will only give you covered tows within 50 miles of where the boat is stationed, PROGRESSIVE covers me up to 75 nautical miles of the continental US, and SEATOW is said to have one with no towing limit for $175 a year.