A lot of it depends on the usage of the boat. On that Cobia 21 we were miles offshore in November heading into steep 6 foot seas. My buddy was pushing it too hard on the way back and the old Cobia had less than a perfect factory job of encapsulating the stringers. The stress pulverized the glass because the stringers were semi-exposed and rot was starting. I've owned 4 Wellcraft boats, 2 of them V-20's and have found they've done a good job of encapsulation below decks. No matter how good a job is done on encapsulation, if the hull isn't kept bow up, plug out and dry in the bilge, you will be in for trouble.
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