[reelapeelin]

> > A cowboy from Wyoming walked into a bank in New York
> > City and asked for the loan officer.
>
> > He told the loan officer that he was going to London on
> > business for two weeks and needed to borrow $5,000 and that
> > he was not a depositor of the bank.
> >
> > The bank officer told him that the bank would need some
> > form of security for the loan, so the cowboy handed
> > over the keys to a new Ferrari.
> >
> > The car was parked on the street in front of the bank. The man
produced the title and everything checked out. The loan
> > officer agreed to hold the car as collateral for the loan
> > and apologized for having to charge 12% interest.
> >
> > Later, the bank's president and its officers all
> > enjoyed a good laugh at the cowboy from the sticks for using

> > a $250,000 Ferrari as collateral for a $5,000 loan.
> >
> > An employee of the bank then drove the Ferrari into the
> > bank's underground garage and parked it.

> > Two weeks later, the Wyoming man returned, repaid the
> > $5,000 and the interest of $23.07.
> >
> > The loan officer said, 'Sir, we are very happy to have
> > had your business, and this transaction has worked out very
> > nicely, but we are a little puzzled. While you were away,
we
> > checked you out and found that you are a multimillionaire.
> > What puzzles us is, why would you bother to borrow
> > $5,000?'
> >
> > The Wyoming man replied, 'Where else in New York City
> > can I park my car for two weeks for only $23.07 and expect
> > it to be there when I return?'
> >
> > Don't ever underestimate a cowboy!