5 gallons of gas, one match and delete this thread

By giving him a key haven't they given it back?.... seems he could now change the locks again.

MJ - Why did you ask for a key? That just slowed down the process.

I'm not up to date on this stuff but have you heard of or looked into giving the bank a "deed in lieu of foreclosure" to get rid of the other house? You need to get competent advice on the subject - if there are any active Realtors on the site or if you know one, they might be familiar with the process. Where I am the local Realtor association has a lawyer who gives seminars on that kind of stuff - a Realtor might be able to tell you if it seems like a good idea and maybe get you a little free advice from their lawyer.

Another possible source of help is your federal senator or congressman. A friend of mine was getting jerked around badly by the bank, trying to get his loan modified and one of our senators was very helpful slapping the bank upside their head. If your old lender is dragging their feet, this might be a way to get them moving.

You and your wife are in my prayers and you know you have a bunch of guys here who are on your side and wishing the best for you and your family. I wish I had more concrete help to offer.

all you guys are great!! i wish oi had known this was going to happen, i would have stayec there all this time and i would not be this bad off!! but i did not want no place to live so i bought this place, now i am the poorest guy i know with 2 houses! if i had power and stuff at the house i would rent it, but its all shut down. o well live goes on

MJ - I stopped by your old place yesterday . . . . the old house/barn/yard is full of someones furniture . . . you could have a giant yard sale with all that stuff and make some money.

Yes, he could change the locks again, but it would be illegal. The difference being that if he were to change the locks, it would be without their permission to do so. When Joe gave them the keys, it was understood that he was giving them control of the property and the ability to legally change the locks. Whereas, by giving Joe the keys, they have implicitly given him permission to visit/enter the premises, but they have not given him control.

Joe, I own 3 houses. I live in one, and rent out the other two. All utilities in the 2 rentals are paid for by the renters. It's understood to be the norm, and is spelled out in the lease. My point being that lack of utilities should not prevent you from renting the house, if you can legally do so.

If the bank has foreclosed on the property, then they are the legal owners of the house, and the only ones that can legally rent it out. Just because a house is not occupied does not mean the bank doesn't want it. Understand, because of the present economic situation in this Country, a lot of banks are just sitting on houses they own right now and are not trying to rent or sell them. They are waiting on the economy to improve so they can get a better return on their investment.

Was there today, tim i don't know what you saw?? cause there is nothing there! meet with a realtor today and he said if i get the title 5 done and empty the barn of all the trash we can put on the market and pretty sure will not have to go short sale. says the new roof addition and barn and the lot size should sell it. thats the good news, bad is i have 0 cash to get the title 5 or a dumpster to clean the crap out.

Is there anything good in the barn?

If so, put an ad on CL giving away the good stuff if you haul away the trash.