I think you are right FERM.

And as for people wearing those earpieces, its a great way to disguise schizophrenia, on one knows if there is really someone on the line or if your just talking to your self.

I feel that I am a safe driver, and can do simple tasks while driving. But I refuse to spend more than 2 minutes on the phone while driving. I'll pull over and finish the phone call or whatnot before I'll keep talking and driving. Hands free does help, but the real danger is it seems everytime you get a call while driving you need to write something down or read something off to somebody.