Re: insurance
 

I have Progressive Boat Ins. It is agreed value, $12500.00 for mine, they just ask you on the phone what its worth, and tow coverage too. Around $200 a year for all with the disappearing deductible. Goes down 25% each year you don't have a claim.

Re: insurance
 

same as RMB , progressive

i never had it until we started trailering to the keys. i don't worry on the water, its the interstate i sweat.

Re: insurance
 

A Lot of the Charter guys down here have Boat US and I have all three boats with them..Frank

Re: insurance
 

"I don't like insurance, there's no risk in it."

Quoted from Burt Reynolds character in everyone's favorite "good ole boy" movie, Deliverence.

(cue dueling banjo music now)

8)

Re: insurance
 

I tacked mine onto my homeowners policy...

Re: insurance
 

I am Amish, God will provide.















Just kidding, I have Progressive.

Re: insurance
 

And you all probably think I am kidding,
well here I am driving the V:


http://i52.photobucket.com/albums/g1...ishdriver2.jpg

Re: insurance
 

LMAO!!!

Re: insurance
 

Just because you have a boat insured for a certain amount does not mean that they will pay that amount in a case of a total loss. You have to have a stated value for your boat and if you do not then they will pay up to the amount you have it insured. I have mine insured for like 8,500 and if its totaled they will determine the value which could be 6,500 and thats what I would receive. Just about all insurance Co. would require a survey to insure an older boat for stated value.

Re: insurance
 

Sorry to say this but I bet you do not have agreed value. I'm in the business and the insurance co would require more documentation for that coverage. If you ask I bet they will tell you that they will pay up to that amount depending on the boats value at the time of loss. This is a common mistake and I have even heard the sale agents make this mistake. You should give them a call or read the section of your policy talking about how a loss is settled.