Boat Insurance Costs

[mmiklosz]

What do you pay for boat insurance and who do you use?

I have State Farm and pay $175 annually.

[mirage2521]

I pay 190.00 or so a year but it does have an exclusion for any damage or loss caused by a named storm. If I had gone with Progressive with no hurry cane exemption it would be about 600.00 a year.

[bigshrimpin]

Did you guys add your boat to a homeowners policy or is this a seperate policy for the boat?


Coverage?
Deductible?
Agreed hull value?